Technical Debt vs. Mental Debt

I didn't come to this decision lightly. It took me most of 2025 to reach this conclusion, but here we are. I'm done. Let me explain. 

Let me tell you a story about the programming-induced anxiety that my former self once felt. If you are constantly online, you will have the impression that you are constantly falling behind. But...are you? 

Is there such a thing as "good debt"? And how could something good cause so many issues? On top of this is there any way that we could just run an economy without debt and would we be better off for doing so. Well, it turns out we probably can, and in fact, there are many economi ...  Show more

Sensible use of debt should be part of a sound financial strategy. Debt can enable you to enjoy things that otherwise are currently beyond your reach. Borrowing can also have its ugly side. Developing good borrowing habits early can help you avoid a lot of anguish later. Listen t ...  Show more

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2654: Philip Taylor of PTMoney.com delves into the complex decision of using loans to pay off debt, offering a critical exa ...  Show more

For many of us, the concept of debt can trigger a complex range of emotions, including feelings of shame, anxiety, and dread.. In this third installment of our Financial Foundations series, presented by State Farm , we’re talking about debt and effective strategies for paying it ...  Show more