How to Create a Personal Finance System for Money Success

How to Create a Personal Finance System for M...

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Save Too Much? Fix Excess Retirement Contributions Penalty-Free

1004. This week, Laura explains how to identify and fix overcontributions to your 401(k), IRA, and HSA. You’ll learn the specific deadlines for 2026 to remove excess funds penalty-free and how to handle the tricky tax paperwork that follows. In This Episode: The Cost of Mistakes: ...  Show more

Is My Credit Mistake Permanent? How to Recover from Late Payments & Collections

1003. Is one missed payment going to haunt your mortgage application forever? On this Finance Friday, host Laura answers a listener's question about a recent late payment and the fear that it might ruin their chances of buying a home. If you’ve ever seen your credit score plummet ...  Show more

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