Peace of Mind

As the world gets warmer and storms get worse, insurance companies are jacking up rates — or refusing to cover homeowners altogether. Is the future uninsurable? Guests: Umair Irfan, correspondent at Vox; Karen Clark, co-founder and CEO of Karen Clark & Company; Joe Skuba, VP at T ...  Show more

For decades, U.S. homeowners have counted on property insurance to protect them from catastrophic loss if their homes are destroyed—and the U.S. economy has rested on the functionality of that model. But as this summer’s extreme weather broke records, private companies reduced th ...  Show more

Thousands of homes burned to the ground in the recent wildfires in Los Angeles which will likely become the most expensive natural disaster in US history.Many victims did not have insurance, because they couldn’t afford California’s increasingly expensive policies or because they ...  Show more

When my wife, Sari, was 9 years old, a tornado touched down in Grand Rapids, Michigan and destroyed most of her home.

Luckily she and her family were at her grandparents that evening and so weren’t there when the storm hit.  But the next day, when they all drov ...

Across the United States, more frequent extreme weather is starting to cause the home insurance market to buckle, even for those who have paid their premiums dutifully year after year.

Christopher Flavelle, a climate reporter, discusses a Times investigation into one of ...