AMA - Standby Letter of Credit

Today we're looking at New York City, and specifically at the combined impact of two policies associated with Mayor Mamdani's housing agenda, a rent freeze on rent-stabilized apartments and a proposed 9.5% increase in property taxes.Now separately, each of these policies is a pol ...  عرض المزيد

As part of my ongoing research for the podcast, I’ve been using AI to help streamline information gathering. That, in itself, is not too controversial. If you’re tracking multiple markets, multiple asset classes, and multiple sources of institutional research, there’s nothing unr ...  عرض المزيد

In today’s Office Hours, Eric answers Sara's question: Should I be trying to pay off my mortgage early with extra payments or put that money to a different use?

Of course, this is another case of "it depends." Listen to Eric explain when it may be a good idea to invest ...

In his latest memo, Howard addresses a common question he’s been receiving over the last few months: “What about credit spreads?” He explains that the key question should be whether today’s spread is sufficient to offset the credit losses that’ll occur, rather than whether it’s h ...  عرض المزيد

#177: Imagine that your job is extremely well-paying, but you don’t enjoy it. You’d like to switch employers, even though this will probably require a paycut. But before you make the switch, you want to accomplish two goals: buy a home and catch up on retirement savings. Should ...  عرض المزيد

Life happens, and you’ve accumulated some debt. You’re wondering how to buy real estate EVEN with a high DTI (debt-to-income) ratio. Whether it’s good debt, like rental property mortgages, or bad debt, like credit card debt, holding you back, David and Rob have some ideas to help ...  عرض المزيد