Is insurance doomed?

Scientists stripped a cell down to its most essential genes in order to find out what makes life...alive. What they found was more bizarre than they could have imagined. This is the first episode of our new three-part series, Life from Scratch. Guests: Kate Adamala, associate pro ...  Show more

A few hundred milliseconds are often all you need to recognize a song, but a lot of recent hits have moved away from intros. Our friends at ⁠Switched on Pop⁠ (along with the National's Aaron Dessner) break down how song intros can shape our perception and what we lose when they d ...  Show more

For decades, U.S. homeowners have counted on property insurance to protect them from catastrophic loss if their homes are destroyed—and the U.S. economy has rested on the functionality of that model. But as this summer’s extreme weather broke records, private companies reduced th ...  Show more

Insurance companies are not climate activists, but they know more about climate risk than just about anyone. And as storms get more extreme and unpredictable a lot of insurers are running the numbers on Florida and realizing that the math just isn’t working anymore. For decade ...

We hear from businesses in California, Fiji and the UK that have been hit hard by natural disasters like floods, wildfires and extreme storms - followed by rising insurance premiums - or companies refusing to insure them at all. An alternative type of cover, parametric insurance, ...  Show more

Premiums are rising. Insurers are leaving markets. But people keep building in risk-prone areas, and the climate disasters just keep coming. Can insurance markets adapt? In this episode, Shayle talks to Dr. Judd Boomhower, an assistant professor of economics at the University of ...  Show more