Buy What You Love Without Going Broke | Frugal Friends

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617 | The Hidden Assumption in Every Retirement Calculator

Most retirement calculators assume your money needs to last until age 95. But if you're 55 years old today, average life expectancy is actually 79 for men and 82 for women. This single hidden assumption could mean the difference between retiring five years earlier or leaving mill ...  Show more

616 | How Should You Give Money to Your Kids? | 529s, UTMAs, Trump Accounts & More

Most parents rush to open 529 plans for newborns, convinced they're building their child's future. But here's what financial experts won't tell you: that decision might be destroying more value than it creates. The accounts marketed most aggressively to new parents often provide ...  Show more

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