California’s insurance crisis

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Natural disasters are becoming more severe and costly—who should bear the financial burden? We explore the tension between socialized risk and market-based insurance.

Topics covered include:

In January, communities in Los Angeles were devastated by wildfires, permanently displacing thousands and destroying property and lives. Prior to the fires, thousands of L.A. residents in fire-prone areas were dropped from their insurance, leaving them with no protection or safet ...  Show more

In today’s episode on 21st January 2025, we talk about the most expensive climate catastrophe in US history and who might end up paying for it.

Wharton’s Benjamin Keys highlights the key lessons from the California wildfires for policymakers, insurers and homeowners.<hr>

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