Ep. 2011: Four Questions Before Halloween

Financial products rarely come with a zero price tag—even when the salesperson insists that “the company pays.” Don and Tom unpack Rule 16 of Financial Physics, expose the hidden commissions and ongoing expenses behind that pitch, and compare a costly Nationwide target-date fund ...  Show more

Market timing always looks easy in hindsight: just miss the 30 worst days. The catch is that the market’s best and worst days cluster together, so getting out means risking the rebound. Don and Tom unpack the seductive math, the impossible two-part prediction, and why diversified ...  Show more

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