394 MG Creating a Backdoor Roth IRA

1030. If you have federal student loans or plan to use them to finance higher education, you must understand significant upcoming changes to the program. Find out the benefits and downsides of new legislation and how it could affect your finances if you’re a current or future stu ...  Show more

1028. Does the cost of a summer vacation mean you have to stay home this year? Rising prices for travel, gas, food, and lodging can make a family getaway feel out of reach. But with the right strategies, you can enjoy a memorable summer trip without overspending or going into deb ...  Show more

Most people think tax-deferred accounts are all created equal — they're not. Brad and Jonathan break down the precise hierarchy of retirement "buckets" and explain why the order you fill them matters far more than how much you save. From the triple-tax-free power of HSAs to the s ...  Show more

It is not easy to build up retirement savings. And if you're feeling that stress, you’re not alone. Last year, a survey found that 55% of Americans say they feel behind on saving for retirement. That's how today's listener Andy feels. Nicole gives three tips for kickstarting your ...  Show more

If you're maxing out your retirement accounts, what should you do next? And what's the best way to do a backdoor Roth IRA? We'll walk you through these questions and more in today's Q&A episode! Learn more about your ad choices. Visit megaphone.fm/adchoices 

Most early retirees worry about accessing retirement funds before 59½ without penalties—but there's a legal workaround that can save you thousands in taxes and penalties. The hosts break down the Roth Conversion Ladder, a strategy that lets you convert traditional IRA funds while ...  Show more